The two easiest for any purpose are standard PayPal and Authorize.net. PayPal has no monthly fees, but does have a higher per-transaction cost. Plus, users have to leave your site to finish paying. You sign up for PayPal directly at paypal.com, no need to go through your bank.

Authorize.net is true credit card processing integration. Customers pay from your site and there is no need to log in anywhere else. Authorize.net is available from financial institutions on a reseller basis. We also like some online sites such as bestmerchantrates.com Among banks, we have had positive customer experiences with Bank of America.

Not all banks are easy to work with in setting up for online business. Talk to CorFun about your preferred vendor before you sign a contract. We don’t want to post negative information about banks or financial institutions, but if you check with us first, then we’ll give you the straight scoop on vendors that we know are below par.

Plus, not all software packages work with all payment systems! Don't sign a deal only to find out that your preferred vendor isn't supported by the software CorFun needs to use for your project.